Personal finance budgeting should play an important part in your long-term plans to gain financial stability and into having a clear idea of what you want in future. Part of securing your financial stability is ensuring you look into your credit report at least once a year. Credit reports are important pieces of information about you and can affect everything from getting a loan to getting a house or even renting an apartment. (U.S. Air Force photo by Staff Sgt. Steven R. Doty, 47th Flying Training Wing.)(Released)